| Brand | Polar |
|---|---|
| Category | Single Zone Wine Coolers |
| Model | CB058 |
Lease to Buy Calculator
Whether its replacing a old or broken appliances or filling your new business with the appliances you want, not everyone has money lying around waiting to be spent. That's why we offer a competitive lease purchasing option - If you spend £500 or more, you can now have the the equipment you need, when you need it and pay only a small affordable monthly amount.
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Instructions
To keep it nice & simple, we've created a lease calculator (right) showing just how affordable a new purchase can be. Just build your basket, enter the amount of finance required and see just how little you can pay. Our plans start at 12 months and go all the way to 60 months for repayments, making it as affordable as possible.
| Payment Period | Monthly Payments | Weekly Equivalent | Total Cost | Tax Relief | Total After tax relief | Cost of leasing |
|---|---|---|---|---|---|---|
| Business' Trading 3 Years or more | ||||||
| 24 Months | Monthly Payments£6.87 | Weekly Equivalent£1.59 | Total Cost£164.87 | Tax Relief£36.27 | Total After tax relief£128.60 | Cost of leasing£-5.39 |
| 36 Months | Monthly Payments£4.85 | Weekly Equivalent£1.12 | Total Cost£174.47 | Tax Relief£38.38 | Total After tax relief£136.09 | Cost of leasing£2.10 |
| 48 Months | Monthly Payments£3.84 | Weekly Equivalent£0.89 | Total Cost£184.46 | Tax Relief£40.58 | Total After tax relief£143.88 | Cost of leasing£9.89 |
| 60 Months | Monthly Payments£3.25 | Weekly Equivalent£0.75 | Total Cost£194.79 | Tax Relief£42.85 | Total After tax relief£151.94 | Cost of leasing£17.95 |
| Less Than 3 Years Trading & Tenants | ||||||
| 36 Months | Monthly Payments£5.05 | Weekly Equivalent£1.16 | Total Cost£181.66 | Tax Relief£39.96 | Total After tax relief£141.69 | Cost of leasing£7.70 |
| 60 Months | Monthly Payments£3.46 | Weekly Equivalent£0.80 | Total Cost£207.82 | Tax Relief£45.72 | Total After tax relief£162.10 | Cost of leasing£28.11 |
All prices shown exclude VAT
Advantages of leasing
- Significant tax benefits – For private organisations payments are fully tax deductible unlike using cash.
- Low, fixed payments allow easy budgeting throughout the term
- Spread the cost of your purchases in line with the return on the investment
- Make your capital work for you – Rather than sink valuable cash into depreciating assets, deploy it elsewhere for higher returns
- Totally flexible, a lease allows you to determine the term, how frequently you pay and can be upgraded or changed throughout.
- Manage obsolescence and refresh assets strategically rather than face unbudgeted large write offs.
- Make investment decisions based upon your needs and not limited by constrained budgets
- Reduce dependency on your primary funder(s) – Your existing credit lines remain unaffected and you will have access to over 20 specialist asset funders
- Spread the cost of the VAT which is paid in instalments rather than as a lump sum up-front.
- Turnkey funding – Build all your costs such as delivery, extended warranties etc into the lease to maximise your benefits even further
Terms & conditions
The lease figures displayed above have been calculated over 12 to 60 month terms and are merely a guide and subject to status. Actual T&C's will be unique to each underwriter and will be provided during application before commencing any agreement.
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