Business Buy Now Pay Later

For businesses we’re now accepting payments via iwocaPay, which means you can control how (and when) you pay.

iwocapay

You can pay in 3 equal monthly payments completely interest free

Or

Our new option recently launched is the option to pay in 12 equal monthly payments with a competitive interest rate of 3.33% per month representative.

The choice is yours.

Benefits of iwocaPay

  • Available on orders between £150 - £30,000 inc. of VAT
  • Quick Sign up
  • Decision made in seconds
  • 3 month option completely interest free
  • 12 month option available at 3.33% per month representative
  • No upfront costs
  • First payment not due for 30 days from approval
  • Can sign in to iwoca and place future orders with remaining credit still available. 
  • Only run soft credit checks so won't affect your credit score

Here’s how to Pay Later with iwocaPay:

Fill up your basket as normal and go to the checkout. Login if needed and select "Buy Now Pay Later" as your payment method.

Image from checkout of iwocapay option

After selecting your address, delivery options and reviewing your order, you will be taken to iwocapay's site.

Sign up with them in five minutes (you’ll only need to do this once), and complete the payment.

If you're approved, you'll make your first payment in 30 days, followed by a further two/eleven equal installments. Your monthly payments are taken automatically but you can always pay early if you like; there are no hidden fees.

For peace of mind, see iwocapay's trustpilot reviews to see all the positive customer reviews

You can even speak to the iwocaPay team directly on 0203 778 0549 or email pay@iwoca.co.uk if you’re not sure about something.

Please note this payment option is only available for product prices as stated on our website or app.

Once you are set up with iwoca you can sign in at any time to review your remaining credit limit, this is available for future orders even before your current payments are complete.

Want to know if you're eligible?

Check the link below if you would like to find out your trade spend limit before starting your purchase.

iwocaPay Eligibility check

 

Buy Now Pay Later

PayPal pay in 3 you can split purchases between £30 and £2,000 into 3 interest-free payments, with the first payment due at the time of purchase and the subsequent payments due every month on the same date.

PayPal

You will get a decision in seconds from PayPal and your purchase will be covered by the same security and buyer protection you already enjoy from PayPal.

PayPal's decision is automated and completely independent from us. PayPal may run soft credit checks on applying but this will not affect your credit score.

Here’s how to Pay Later with PayPal:

Fill up your basket as normal and go to the checkout. Login if needed and select "PayPal" as your payment method.

Image from checkout of PayPal account option

After selecting your address, delivery options and reviewing your order, you will be taken to paypal's popup where you can choose to pay in 3 if you have a pay pal account and the order is within the spending limits.

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