Buy Now Pay Later
We have 3 Buy now pay later options available
Business Buy Now Pay Later
For businesses we’re now accepting payments via iwocaPay, which means you can control how (and when) you pay.
3 Months
You pay in 3 equal monthly payments completely interest free
Or
12 Months
You pay in 12 equal monthly payments with a competitive interest rate of 3.33% per month representative.
The choice is yours.
£50 gift vouchers available
Plus to make this an even better deal, iwoca pay is offering a £50 e-gift voucher to customers who are new to their service and spreading the cost of orders worth £250 or more! This offer is valid between the 1st of April and the 31st of May (Not available to Sole Traders).
Other Benefits of iwocaPay
- Available on orders between £150 - £30,000 inc. of VAT
- Quick Sign up
- Decision made in seconds
- 3 month option completely interest free
- 12 month option available at 3.33% per month representative
- No upfront costs
- First payment not due for 30 days from approval
- Can sign in to iwoca and place future orders with remaining credit still available.
- Only run soft credit checks so won't affect your credit score
Here’s how to Pay Later with iwocaPay:
Fill up your basket as normal and go to the checkout. Login if needed and select "Buy Now Pay Later" as your payment method.
After selecting your address, delivery options and reviewing your order, you will be taken to iwocapay's site.
Sign up with them in five minutes (you’ll only need to do this once), and complete the payment.
If you're approved, you'll make your first payment in 30 days, followed by a further two/eleven equal installments. Your monthly payments are taken automatically but you can always pay early if you like; there are no hidden fees.
For peace of mind, see iwocapay's trustpilot reviews to see all the positive customer reviews
You can even speak to the iwocaPay team directly on 0203 778 0549 or email pay@iwoca.co.uk if you’re not sure about something.
Please note this payment option is only available for product prices as stated on our website or app.
Once you are set up with iwoca you can sign in at any time to review your remaining credit limit, this is available for future orders even before your current payments are complete.
Want to know if you're eligible?
Check the link below if you would like to find out your trade spend limit before starting your purchase.
Buy Now Pay Later
PayPal pay in 3 you can split purchases between £30 and £2,000 into 3 interest-free payments, with the first payment due at the time of purchase and the subsequent payments due every month on the same date.
You will get a decision in seconds from PayPal and your purchase will be covered by the same security and buyer protection you already enjoy from PayPal.
PayPal's decision is automated and completely independent from us. PayPal may run soft credit checks on applying but this will not affect your credit score.
Here’s how to Pay Later with PayPal:
Fill up your basket as normal and go to the checkout. Login if needed and select "PayPal" as your payment method.
After selecting your address, delivery options and reviewing your order, you will be taken to paypal's popup where you can choose to pay in 3 if you have a pay pal account and the order is within the spending limits.